Beginning in 2026, the SECURE 2.0 Act introduces an important change to how certain workers age 50 and older can make catch-up contributions to employer-sponsored retirement plans. For higher earners, these additional contributions will now be required to go into Roth accounts. Understanding how this rule works—and whether it applies to you—can help you plan ahead and avoid surprises when the change takes effect. How the Roth Catch-Up Requirement Works Starting January 1, 202

The IRS has released the updated retirement contribution limits for 2026, including new thresholds for 401(k)s, IRAs, SIMPLE plans, and income phase-outs. These annual cost-of-living adjustments give savers an opportunity to increase tax-advantaged contributions and strengthen long-term retirement strategies. Below is a breakdown of the key changes for 2026 and what they may mean for your financial planning. 401(k), 403(b), 457 & Thrift Savings Plan (TSP) For those contributi

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