Retirement isn’t a single number or a one-time decision—it’s the result of many factors working together. At Whitener Capital Management, we call this “The Retirement Equation.” This equation highlights the different forces that shape your financial future. Some are entirely within your control, others you can influence, and some you simply can’t control at all. That’s where financial planning becomes essential—it’s the framework that helps bring all these moving parts togeth

Each year, September carries a reputation for being one of the more challenging months for the markets. Historically, from 1950 to 2024 ,...

A financial plan is more than a snapshot of your current finances—it’s a roadmap that helps you answer life’s biggest money questions...

At Whitener Capital , we keep a close eye on legislation that affects your retirement income — and 2025 is shaping up to bring some big...

What Is a Fiduciary — And Why It Matters for Your Financial Future When it comes to managing your wealth, trust is everything. But how do...

There’s no universal formula for retirement planning—but asking the right  questions can help you build a realistic and personalized...

Understanding the SECURE Act 2.0 Student Loan Provision For many young professionals, there's often a difficult choice: focus on paying...

When markets are choppy and headlines feel overwhelming, many investors start wondering: Should I wait this out? Should I pull my money...

Many people wonder, “Why should I save for retirement when I can’t touch the money until I’m 60?”  It’s a fair question, especially when...