The IRS has released the updated retirement contribution limits for 2026, including new thresholds for 401(k)s, IRAs, SIMPLE plans, and income phase-outs. These annual cost-of-living adjustments give savers an opportunity to increase tax-advantaged contributions and strengthen long-term retirement strategies. Below is a breakdown of the key changes for 2026 and what they may mean for your financial planning. 401(k), 403(b), 457 & Thrift Savings Plan (TSP) For those contributi

Retirement isn’t a single number or a one-time decision—it’s the result of many factors working together. At Whitener Capital Management, we call this “The Retirement Equation.” This equation highlights the different forces that shape your financial future. Some are entirely within your control, others you can influence, and some you simply can’t control at all. That’s where financial planning becomes essential—it’s the framework that helps bring all these moving parts togeth

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When markets are choppy and headlines feel overwhelming, many investors start wondering: Should I wait this out? Should I pull my money...