ABOUT US
FINANCIAL PLANNING
the process of
DATA GATHERING
In our first meeting together, we simply listen to your ideas, objectives, and questions. We find out what’s important to you and we collect the necessary data to build an initial draft of your financial plan.
Financial planning is a systematic process that helps individuals and organizations create a comprehensive strategy to achieve their financial goals and manage their financial resources effectively.
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It involves evaluating the current financial situation, identifying objectives, and developing a detailed plan to meet those objectives while managing risks and optimizing financial well-being.
REQUIRED RATE OF RETURN
The results of the financial plan drive the investment management process. Together, we determine the required rate of return needed to meet your stated planning goals.
PORTFOLIO
CONSTRUCTION
ANALYSIS
We determine your overall exposure to risk (asset allocation) and construct your balance sheet (asset location). These two documents, combined with cash-flow needs (personal goals), lay the foundation for portfolio construction.
When possible, we prefer utilizing individual positions to build client portfolios. This can help control taxes, lower overall cost and provide a deeper connection between a client’s and his or her portfolio. We also strongly believe in having direct access to the portfolio manager.
ONGOING PROCESS
Financial planning is never done. Effective financial planning is an ongoing process that requires regular attention and adjustments. We view your plan as a working document that requires continual updates and revisions.
Our quarterly reporting focuses on the key performance data points and specifically focuses on the portfolio longevity results, assuring your investment strategy is aligned with your long-term financial goals.
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